How Much Do Inground Pools Cost in 2025: Your In-Depth Guide

Are you considering an inground swimming pool and wondering what it might cost in 2025? Trying to figure out what type of pool you want and how much each would likely cost? Well, we’re here to help, especially considering most swimming pool websites don’t talk about pricing nearly as much as they should. So whether you're drawn to a sleek fiberglass pool, a custom concrete design, or a budget-friendly vinyl liner, understanding your options and their price differences is critical. 

At River Pools, we know how overwhelming a pool purchase can feel. In fact, our thousands of customers around the US went through the same debate you’re going through right now. And just because we only specialize in manufacturing fiberglass pools doesn’t mean we can't assist you with gathering everything you might be looking for to make an informed decision. That’s why we’ve created this in-depth guide to inground pool costs. By the time you finish reading, you’ll be equipped with much of the knowledge you need to make such a decision for your family’s backyard oasis.

And remember an important fact: Not all pools are created equal—fiberglass, concrete, and vinyl liner pools each have unique characteristics that impact their cost, maintenance, and long-term value. They also have their own set of pros and cons to consider. Furthermore, you need to understand that the initial price is NOT the same thing as the long-term cost for an inground swimming pool, both of which we’ll attempt to address in this article.

The Types of Inground Pools and What Sets Them Apart

Fiberglass pools are pre-manufactured shells installed in your yard as a single unit. They’ve grown dramatically in popularity for their ease of installation and lower maintenance requirements.

Cost Factors for Fiberglass Pools
The cost of a fiberglass pool typically depends on its size, shape, additional features, and installation requirements. Here’s a quick breakdown:

• Entry-level fiberglass pools (basic designs with minimal patio): $75,000–$100,000
• Mid-range fiberglass pools (more features like heaters or automatic covers and enhanced patios): $100,000–$150,000
• Premium fiberglass pools (integrated spas, outdoor kitchens, or custom landscaping): $150,000–$200,000
• Luxury fiberglass pools (fully customized with high-end finishes): $200,000–$500,000

Pros of Fiberglass Pools

• Faster install time (typically 2–6+ weeks)
• Lower maintenance due to the smooth, algae-resistant gel coat surface
• Lower long-term costs without the likelihood of resurfacing or frequent repairs
• Durable and less prone to cracking

Cons of Fiberglass Pools

• Limited in size and shape compared to concrete pools
• Customization options, while growing, may not meet all design preferences
  
  

Fiberglass pools shine in their longevity and ease of ownership. For families looking for a low-maintenance option with high durability, this type of pool can be a top contender.

Concrete (or gunite) pools are custom-built to your specifications. They offer unlimited design possibilities but may come with higher costs and more intensive maintenance.

Cost Factors for Concrete Pools
Concrete pools are nearly always custom projects, which means prices vary based on complexity. Their initial installation costs are typically higher, and long-term maintenance expenses can exceed those for fiberglass or vinyl liner pools. Here’s what you can expect:

• Basic concrete pools (smaller, simpler designs): $85,000–$120,000
• Customized concrete pools (with intricate shapes, waterfalls, or lighting): $120,000–$200,000+

Pros of Concrete Pools

• Total design flexibility, including unlimited shapes and sizes
• Can accommodate large or irregularly shaped yards
• Provides a luxurious, custom aesthetic

Cons of Concrete Pools

• High maintenance costs and effort (requires regular weekly brushing and resurfacing every 10–15 years)
• Long installation time (3–6+ months)
• Higher likelihood of developing algae due to the porous surface

Concrete pools are perfect for homeowners who want a one-of-a-kind design and are willing to commit to the extra maintenance that may be required.

Vinyl liner pools are constructed with a frame (steel, aluminum, or polymer), a vinyl liner, and supporting materials like sand or gravel. They’re often favored for their affordability.

Cost Factors for Vinyl Liner Pools
Vinyl pools are often more budget-friendly upfront, but recurring costs can add up, especially when you need to replace the liner. Here’s the price breakdown:

• Entry-level vinyl pools (small sizes with basic finishes): $45,000–$65,000
• Mid-range vinyl pools (with upgraded features or larger yards): $65,000–$90,000
• Premium vinyl pools (featuring custom liners or add-ons like heating or spas): $90,000–$120,000
  
  

Pros of Vinyl Liner Pools

• Tyically, the lowest initial cost among inground pool options
• Smooth liner surface feels soft underfoot and resists algae
• Customizable shapes and sizes available
  
  

Cons of Vinyl Liner Pools

• Liners will generally need to be replaced every 5–10 years, costing roughly $6,000–$10,000 per replacement (depending on the size of the pool)
• Less durable compared to fiberglass or concrete, and prone to tears or punctures (not ideal for pets)
• Generally are less appealing for a potential home buyer because of their perceived drawbacks 

Vinyl liner pools can be ideal if you’re working with a tighter budget and are okay with periodic liner replacements.

Key Cost Factors Across All Pool Types

No matter what type of pool you choose, several factors will influence your total project cost:

1. Pool Design and Size
   Larger pools or those with unique shapes will typically cost more.
2. Patio Space and Materials
   Patio upgrades can range from basic concrete ($10–$15 per sq. ft.) to luxurious pavers or stone ($20–$50+ per sq. ft.).
3. Ground Preparation and Retaining Walls
   If your yard has uneven ground, costs for leveling or retaining walls can add $10,000–$35,000 or more.
4. Add-Ons and Features
   Popular add-ons like automatic covers ($12,000–$22,000), heating systems ($4,000–$7,000), and decorative lighting ($1,000–$3,000+) all add to your budget.
5. Regional and Seasonal Costs
   Labor rates, material prices, and even the time of year can significantly impact your budget. For example, pool installations in the fall may cost less than in peak summer months.
6. Long-Term Maintenance Costs
   Lifetime costs for maintenance, repairs, and energy usage vary greatly depending on the type of pool. Fiberglass tends to have the lowest long-term expenses, followed by vinyl and then concrete.

Comparing Long-Term Costs and Maintenance

It’s not just about the upfront costs—ongoing expenses will affect your total investment over time. Here’s a quick comparison of estimated lifetime costs for each pool type over 10–15 years:

• Fiberglass Pools
  Maintenance and repair costs are low due to their smooth, durable finish. You’ll likely save on chemicals and energy. Long-term expenses for the pool and outdoor living space might be $3,000–$5,000.
• Concrete Pools
  Concrete typically requires resurfacing every 10–15 years, costing $10,000–$20,000. Weekly cleaning and maintenance of the outdoor living space will add up over time. Long-term costs may exceed $20,000.
• Vinyl Liner Pools
  While repair costs are lower than concrete, liner replacements every 5–10 years can add $6,000–$10,000 to your budget over the lifetime of the pool. These figures do not include maintenance for the outdoor living space around the pool. 

Final Thoughts

Hopefully, this guide has given you a clearer sense of what an inground swimming pool might cost in 2025. At River Pools, we understand just how important this decision is, which is why we were the first manufacturing brand to create a “Build and Price Your Pool” estimator tool on our website. If you'd like a quick and personalized price range for a River Pools installation, you can get it instantly here.

When working with your pool builder, be thorough in clarifying all potential costs upfront. Over the years, we've heard many stories of homeowners being quoted one price, only to discover unexpected expenses as the project progressed. To avoid surprises, diligence is key.

Whatever path you choose, our hope is that you’ll soon enjoy the incredible benefits of pool ownership. Having your own backyard escape is more than just an upgrade—it’s a way to bring your family together, create lasting memories, and combat the distractions of today’s busy world (especially for teenagers!). In the end, it’s about health, well-being, friends and family—priceless things that go far beyond dollars and cents.

Here’s to you and your future swimming pool!

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Editor's note: Marcus Sheridan is a contributing writer for River Pools. River Pools is a brand of inground fiberglass pools produced in a manufacturing facility in Fortville, IN. While our expertise is in manufacturing fiberglass pools, we have access to a network of installers with expertise relating to project design, installation, and pool service. We often tap into this knowledge base and share information freely with homeowners, just like you, considering installing a swimming pool in your backyard.